Pera-ph

Fast money

All your transmitted data is securely protected
How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply for a Loan

Available

The average time to receive money is less than 15 minutes, quickly and without leaving home

Simply

When applying online, no additional documents are required

Conveniently

For each new customer, a loan with a transfer to a card at 0% for an amount up to ₱ 153,000

Timely

The approved loan is transferred to the account within a few minutes after signing the documents

What is needed for this?

Bank account details

from 18 to 80 years old

National ID

Phone and email address

How Do I Get a Loan Online with Pera-ph.com?

1

Just compare the offers that are most suitable

Find the best offers from the presented ones, and click "Get"

2

Submit an application

To increase the chances of getting a loan, send a request to several organizations

3

Wait for the money

As soon as the loan is approved, the money will come to your bank account immediately

Don't miss this opportunity!

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We are proud of your feedback

Christian

I’ve got a bunch of loans. Thank you very much for your efficiency. You can borrow money at any time of the day. The money gets credited to your bank account right after you’re approved. Thank you again. I recommend it!

Daniel

I made a lot of purchases before the holiday season, so I was unable to save enough for my current expenses. I really needed money badly, which is why I ended up looking for help at Pera-ph.com. I don’t use such kind of companies often, but this time I had no choice. Still, I got the help I needed. I also had a bank loan I was paying back. No problem. Everything regarding my credit history was totally transparent and positive.

Jacob

It’s a fast and convenient service that works from your phone. It’s simple to understand (special thanks for that). I sent in an application and got the money ton my bank account quickly.

Discover the perfect offer!

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Material Disclosure

Pera-ph.com matches loan offers to customers, acting as an intermediary between them and licensed financial institutions. Pera-ph.com is not a financial institution, bank, or lender. It is not responsible in any way for loan agreements or terms. All calculations are approximate. Please check the lending institution’s website for the relevant terms and conditions.

Repayment Periods and Interest Rates

The loans offered on this website through Fininity Ltd have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). Our repayment periods are typically 120 days. Rates vary from 0% to 36%. Interest rates vary from lender to lender. Your situation and credit score will affect the rates offered to you.

Collection Process

Pera-ph.com does not collect payments. Your lender will contact you by regular mail, email, or phone to outline a repayment schedule. Please contact your lender to determine their collection process, as the terms may vary.

Consequences of Nonpayment

If you cannot pay on time, each lender has their own policies on fees/interest and how they handle debt collection. Some lenders may explore legal options in the event of continued nonpayment. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Please read through the fees section on the lender’s website before proceding to taking a loan.

Late Payments

If you think you won’t be able to make a payment on time, then it is important to contact your lender beforehand. Your lender may offer to extend or renew your loan. Keep in mind, however, that this will accrue additional interest. Your lender may charge a fee for late payments. The amount is determined by the lender, so please read the loan terms before agreeing. Late payments may also negatively affect your credit score.

Extensions

If you would like to extend your loan, you should contact your lender before missing a payment. Most lenders charge the same interest rate and commissions for another month on the total amount due. The loan may be renewed or extended automatically in the event of late or nonpayment. Additional interest and/or fees may be charged to your account. Please, think carefully before extending your loan, as doing so may substantially increase the amount you pay.
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