Pera-ph

A loan in an instant

All your transmitted data is securely protected
How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply Now

Quickly

The average time to receive money is less than 15 minutes, quickly and without leaving home

Easy

When applying online, no additional documents are required

Beneficial

For each new customer, a loan with a transfer to a card at 0% for an amount up to ₱ 153,000

Perfectly fit

As soon as the loan is approved and the contract is concluded, the money will arrive within a few minutes

It only requires:

Debit card

from 18 to 80 years old

Passport

Phone and email

Three Simple Steps

1

Take a look at all the offers, choose what suits you

You can select suitable companies and click "Get"

2

Apply

To increase the chances of getting money, select several companies

3

Wait for the money

After the approval process is completed, the money will be automatically sent to your account

Don't miss this opportunity!

09:59

We are proud of your feedback

Christian

This is the greatest company, like a true friend. Just apply, and it will help you for sure, no questions asked. I’ll definitely use this company’s services and recommend it to all my friends. Thank you very much and good luck!

Nathaniel

I made a lot of purchases before the holiday season, so I was unable to save enough for my current expenses. I really needed money badly, which is why I ended up looking for help at Pera-ph.com. I don’t use such kind of companies often, but this time I had no choice. Still, I got the help I needed. I also had a bank loan I was paying back. No problem. Everything regarding my credit history was totally transparent and positive.

Jacob

It’s a fast and convenient service that works from your phone. It’s simple to understand (special thanks for that). I sent in an application and got the money ton my bank account quickly.

Submit your application right now

Frequently asked questionsPrivacy policyContactsCommission and Fees
CookiesAbout usHow it worksTerms and Conditions

Responsible Lending Policy

We represent Fininity Ltd, which acts a credit broker. We are not a lender. Pera-ph.com does not directly offer any type of loans or consumer loan products.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As Pera-ph.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Consequences of Default

Pera-ph.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you think you won’t be able to make a payment on time, then it is important to contact your lender beforehand. Your lender may offer to extend or renew your loan. Keep in mind, however, that this will accrue additional interest. Your lender may charge a fee for late payments. The amount is determined by the lender, so please read the loan terms before agreeing. Late payments may also negatively affect your credit score.

Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

Address: Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia.

© 2024 Pera-ph.com